![]() Where can I cash a check without a bank account?.What you are actually doing is depositing the check and withdrawing cash from the funds that were already in the account. ![]() So if you need money right away, you'll need to have at least the amount of the check in your account to be able to cash it at an ATM. They do this to be sure that the check won't bounce. When you deposit a check at an ATM, the bank will typically "hold" the funds for a few days before you can access the money.And once they do, you may pay more than you would for a government check. If you have a personal check that's made out to you, you may have to shop around a bit to find who will cash it. Not every place will cash every kind of check, at least not instantly.The easiest way to cash a check is to take it to your bank, but if you can't get there during its opening hours or don't have a bank account, there are many check cashing services and stores that will cash a check, like Walmart or Kroger. ![]()
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